# Credits & plans

> How the money works: credits, packs, plans, and the rules we hold to.
> Part of the Cuts Guide (en) — https://ferment.run/cuts/docs (Markdown map: https://ferment.run/cuts/docs/index.md)
> Canonical page: https://ferment.run/cuts/docs/credits-and-plans

Current plans and prices live on the [pricing page](/pricing). This chapter is the mechanics — the rules that hold whatever the current numbers are.

## What credits are

Credits are what AI jobs run on: generating video, images, music, and narration, plus enhancements like slow motion, upscaling, and video denoise. Different jobs cost different amounts; 1 credit = $0.01, the same anchor the pricing page uses.

Everything else comes with your plan and never touches credits: editing, on-device analysis, export, and the agent within its weekly allowance — past it, paid plans can continue on credits. See [Cuts, the agent](/cuts/docs/cuts-the-agent).

## The rules

- **You're charged only when a job succeeds.** Failures cost nothing. Cancel a job in flight and the reserved credits come back.
- **Expensive jobs quote first.** When the price depends on your footage — dubbing, generation — Cuts shows the cost and waits for your yes. Cheap jobs just run.
- **Plan credits reset monthly** and don't roll over.
- **Packs never expire.** Buy credits when you need them; they kick in automatically after your plan credits run out, and they survive plan changes — even a downgrade to Free.
- **Credits never unlock plan features.** What your plan includes is the boundary; credits pay for usage inside it. On Free, that means credits go to on-device enhancement plus AI music and voiceover — the video and image generators stay a paid-plan feature.


## Free and paid

Free is for trying real edits: unlimited editing with two-minute exports (watermarked), full analysis, AI music and voiceover, the agent for light use, and a monthly credit allowance. Free can't buy packs — if you run dry, wait for the reset or upgrade.

Paid plans remove the watermark and open up the rest: more agent, more credits, longer exports, [cloud backup](/cuts/docs/your-library), voice cloning and brand kits, and [video and image generation](/cuts/docs/generate). The [pricing page](/pricing) has the current shape.

## Subscriptions

- **Same price everywhere.** iOS costs what the web costs.
- **Cancel anytime.** You keep the plan until the end of what you've paid for, then move to Free. Cancel where you subscribed: web subscriptions in your account settings, App Store subscriptions in your Apple settings.
- **Refunds.** Web purchases are generally non-refundable, but if something went wrong, write to [support@ferment.run](mailto:support@ferment.run) and we'll try to make it right. App Store purchases are handled by Apple at [reportaproblem.apple.com](https://reportaproblem.apple.com).